Last updated: May 28, 2024

This privacy notice for MSLife LLC (doing business as MSL) (“we,” “us,” or “our”) describes how and why we may collect, store, use, and/or share (“process”) information when you use our services (“Services”), for example when you:

  • Visit our website https://readydesign.studio or any of our other websites that link to this privacy notice.
  • Engage with us in other related ways, including any sales, marketing, or events.

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, do not use our services. If you still have questions or concerns, please contact us at info@Readydesign.eu.

Summary of Key Points

This summary provides key points from our privacy notice, but you can learn more about any of these topics by clicking the link under each key point.

What personal data do we process?

When you visit, use, or navigate our Services, we may process personal data depending on your interactions with us and the Services, choices made, and products and features used. Learn more about the personal data you disclose to us.

Do we process any sensitive personal data?

We do not process sensitive personal data.

Do we collect any information from third parties?

We do not collect any information from third parties.

How do we process your information?

We process your information to provide, improve, and administer our Services, communicate with you, prevent security and fraud issues, and comply with the law. We may also process your information for other purposes with your consent. We only process your information when we have a valid legal reason to do so.

In what situations and with whom do we share personal data?

We may share information in certain situations and with certain third parties.

What are your rights?

Depending on where you are located geographically, applicable privacy law may mean you have certain rights regarding your personal data.

How do you exercise your rights?

The easiest way to exercise your rights is by submitting a data access request or contacting us. We will consider and act upon any request in accordance with applicable data protection laws.

Personal Data You Disclose to Us

In short: We collect personal data that you provide to us.

We collect personal data that you voluntarily provide to us when you register for the Services, express an interest in obtaining information about us or our products and services, when you participate in activities in the Services, or otherwise contact us.

Personal Data Provided by You.

The personal data we collect depends on the context of your interactions with us and the Services, choices made, and products and features used. The personal data we collect may include the following:

  • First and last name
  • Email addresses
  • Usernames
  • Passwords
  • Billing addresses

Sensitive Information. We do not process sensitive information.

Payment Data.

We may collect data necessary to process your payments if you choose to make purchases, such as your payment instrument number and security code associated with the payment instrument. All payment data is processed and stored by Stripe, Viva Payments, and/or imoje. Links to their privacy notices can be found here: https://stripe.com/en-pl/privacy, https://www.viva.com/en-eu/privacy-notice, and https://www.ing.pl/indywidualni/tabele-i-regulaminy/regulacje/polityka-plikow-cookie.

All personal data you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal data.

Information Automatically Collected

In short: Some information—such as your Internet Protocol (IP) address and/or browser and device characteristics—are collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser characteristics, device characteristics, operating system, language preferences, referring URLs, device name, country, location, and information about how and when you use our Services and other technical information. This information is primarily needed to maintain the security and operation of our Services and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies.

The information we collect includes:

Log and Usage Data. Log and usage data are related to the Services, diagnostics, usage, and performance our servers automatically collect when you access or use our Services and that we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type and settings, and information about your activity in the Services (such as timestamps associated with your usage, pages, and files viewed, searches, and other actions, such as features used), and device event information (such as system activity, error reports (sometimes referred to as “crash dumps”), and hardware settings).

Device Data. We collect device data such as information about your computer, phone, tablet, or other devices you use to access the Services. Depending on the device used, device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider and/or mobile carrier, operating system, and system configuration information.

Location Data. We collect location data such as information about your device’s location, which may be precise or imprecise. The amount of information we collect depends on the type and settings of the device you use to access the Services. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information by denying access to the information or turning off location settings on your device. However, if you choose to opt out, you may not be able to use certain aspects of the Services.

How do we process your information?

In short: We process your information to provide, improve, and administer our Services, communicate with you, ensure security and prevent fraud, and comply with the law. We may also process your information for other purposes with your consent.

We process your personal data for various reasons, depending on how you interact with our Services, including:

  • To facilitate account creation and authentication and otherwise manage user accounts. We may process your information to create and log you into your account and keep your account in working order.
  • To provide and facilitate user service delivery. We may process your information to provide you with the requested service.
  • To respond to user inquiries/support users. We may process your information to respond to your inquiries and solve any potential issues with the requested service.
  • To send you administrative information. We may process your information to send you details about our products and services, changes to our terms and policies, and other similar information.
  • To fulfill and manage orders. We may process your information to fulfill and manage orders, payments, returns, and exchanges made through the Services.
  • To enable user-to-user communication. We may process your information if you choose to use any of our offerings that allow for communication with another user.

On what legal bases do we rely on processing your information?

In short, we believe these are necessary, and we have a legitimate legal reason (i.e., legal basis) to do so in accordance with applicable law, similar to consent, to comply with regulations, to provide you with services, to fulfill our contractual obligations, to protect your rights, or to pursue our legitimate business interests.

If you are in the EU or the UK, this section applies to you.

The General Data Protection Regulation (GDPR) and the UK GDPR require us to explain the important legal bases on which we rely to process your personal data. Therefore, we may rely on the following legal bases to process your personal data:

Consent. We may process your information if you have allowed us (i.e., consent) to use your personal data for a specific purpose. You can withdraw your consent at any time.

Performance of a contract. We may process your personal data when we believe it is necessary to fulfill our contractual obligations to you, including providing our services or at your request before entering into a contract with you.

Legitimate interests. We may process your information when we believe it is necessary for the purposes of our legitimate business interests, provided that those interests do not outweigh your interests, fundamental rights, and freedoms. For example, we may process your personal data for certain described purposes to:

  • Send users information about special offers and discounts on our products and services
  • Develop and display personalized and relevant advertising content for our users
  • Analyze how our services are used so that we can improve them for user engagement and retention
  • Support our marketing activities
  • Diagnose problems and/or prevent fraudulent activity
  • Understand how our users utilize our products and services so that we can enhance user experience

Legal obligations. We may process your information when we believe it is necessary for compliance with our legal obligations, such as cooperating with law enforcement or regulatory agencies, enforcing or defending our rights, or disclosing your information as evidence in legal disputes in which we are involved.

Vital interests. We may process your information when we believe it is necessary to protect your vital interests or those of a third party, such as situations involving potential threats to the safety of any person.

By law, we are generally a “data controller” under European data protection regulations regarding personal data described in this privacy notice, as we determine the means and/or purposes of processing data. This privacy notice does not apply to personal data that we process as a “data processor” on behalf of our clients. In such situations, the client to whom we provide services and with whom we have entered into a data processing agreement is the “data controller” responsible for the personal data, and we simply process your information on their behalf according to their instructions. If you wish to learn more about our clients’ privacy practices, you should read their privacy policies and direct any inquiries to them.

If you are in Canada, this section applies to you.

We may process your information if you have provided us with explicit consent (i.e., express consent) to use your personal data for a specific purpose or in situations where consent can be inferred (i.e., implied consent). You can withdraw your consent at any time.

In some exceptional circumstances, we may be legally permitted under applicable law to process information without consent, including for example:

  • For research and detection and prevention of fraud
  • In the case of business transactions, provided certain conditions are met
  • If it is included in a witness statement, and collection is necessary to assess, process, or settle an insurance claim
  • To identify injured, ill, or deceased individuals and communicate with next of kin
  • If we have reasonable grounds to believe that an individual has been, is, or may be a victim of financial abuse
  • If the expectation of collecting and using with consent would threaten the availability or accuracy of the information, and collection is justified for purposes related to investigating a breach of contract or violation of Canadian or provincial regulations
  • If disclosure is required to comply with a subpoena, warrant, court order, or legal regulations regarding the production of records
  • If produced by an individual in the course of employment, business, or profession, and collection is aligned with the purposes for which the information was developed
  • If collection is solely for journalistic, artistic, or literary purposes
  • If the information is publicly available and is specified in regulations

When and with whom do we share your personal data?

In short, we may share information in certain situations described in this section and/or with the following third parties.

We may need to share your personal data in the following situations:

Business transfers. We may share your information in connection with or during negotiations of a sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Affiliated entities. We may share your information with our affiliated entities, in which case we will require those affiliated entities to honor this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.

Business partners. We may share your information with our business partners to offer you certain products, services, or promotions.

Other users. When you share personal data (for example, by posting comments, contributions, or other content to the Services) or otherwise interact with public areas of the Services, such personal data may be viewed by all users and may be publicly distributed outside the Services indefinitely. Similarly, other users will be able to view descriptions of your activities, communicate with you within our services, and view your profile.

Do we use cookies and other tracking technologies?

In short, we may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies (such as web beacons and pixels) to collect information while interacting with our services. Some online tracking technologies help us maintain the security of our services and your account, prevent downtime, fix errors, save preferences, and assist in core website functions.

We also allow third parties and service providers to use online tracking technologies on our services for analytics and advertising, including managing advertisements and displaying ads, customizing ads to your interests, or sending abandoned cart reminders (depending on communication preferences). Third parties and service providers use their technology to deliver advertisements about products and services tailored to your interests, which may appear on our services or on other websites.

To the extent that these online tracking technologies are considered “sale”/”sharing” (which includes targeted advertising, per applicable state regulations in the US), you may opt-out of these online tracking technologies by submitting a request described below under the section “Do residents of the United States have specific privacy rights?”

Detailed information on how we use such technologies and how you can opt out of certain cookies is outlined in our cookie notice: https://readydesign.eu/polityka/.

Google Analytics

We may share your information with Google Analytics to track and analyze usage of the Services. The Google Analytics advertising features we may use include: remarketing with Google Analytics, Google Display Network Impression Reporting, and Google Analytics Demographics and Interest Reporting. To opt out of tracking by Google Analytics across various services, visit https://tools.google.com/dlpage/gaoptout. You can opt out of Google Analytics advertising features through ad settings and mobile app ad settings. Other opt-outs include http://optout.networkadvertising.org/ and http://www.networkadvertising.org/mobile-choice. For more information on Google’s privacy practices, please visit Google Privacy & Terms.

Do we collect information from minors?

In short: we do not knowingly collect data from children under the age of 18.

We do not knowingly collect, nor solicit data from or sell to children under the age of 18, nor do we sell such personal data. By using the Services, you represent that you are at least 18 years old or that you are a parent or guardian of a minor and agree to the minor’s use of the Services. If we become aware that we have collected personal data from users under the age of 18, we will deactivate the account and take reasonable steps to delete such data from our records promptly. If you become aware of any data we may have collected from children under 18, please contact us at info@readydesign.eu.

What are your privacy rights?

In short: depending on your state of residence in the USA or in certain regions such as the European Economic Area (EEA), the United Kingdom (UK), Switzerland, and Canada, you have rights that provide greater access to and control over your personal data. You can review, change, or terminate your account at any time, depending on your country, province, or state of residence.

In certain regions (such as the EEA, UK, Switzerland, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal data; (ii) to request rectification or deletion; (iii) to restrict the processing of personal data; (iv) where applicable, to data portability; and (v) not to be subject to automated decision-making. In certain circumstances, you may also have the right to object to the processing of personal data. You can submit such a request by contacting us using the contact details provided in the section “How can you contact us about this notice?” below.

We will consider and act upon any request in accordance with applicable data protection laws.

If you are located in the EEA or the UK and believe that we are processing your personal data unlawfully, you also have the right to lodge a complaint with a supervisory data protection authority in your country.

If you are located in Switzerland, you can contact the Federal Commissioner for Data Protection and Information.

Withdrawal of consent: if we rely on your consent to process personal data, which may be explicit and/or implied consent depending on applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us using the contact details provided in the section “How can you contact us about this notice?” below or by updating your preferences.

However, please note that this will not affect the lawfulness of processing prior to its withdrawal, nor, where permitted by law, will it affect the processing of personal data carried out based on lawful processing grounds other than consent.

Using marketing and promotional communications: you may opt out of our marketing and promotional communications at any time by clicking the unsubscribe link in the emails we send or by contacting us using the details provided in the section “How can you contact us about this notice?” below. You will then be removed from the marketing lists. However, we may still communicate with you—for example, to send you messages necessary for the administration and use of your account, to respond to service requests, or for other non-promotional purposes.

Account Information

If you want to view or change the information on your account or terminate your account, you can:

Log in to your account settings and update your user account.

Upon request to terminate the account, we will deactivate or delete your account and information from our active databases. However, we may retain certain information in our records to prevent fraud, resolve problems, assist with any investigations, enforce our legal terms, and/or comply with applicable legal requirements.

Cookies and Similar Technologies:

Most web browsers are set to accept cookies by default. If you prefer, you can usually set your browser to remove cookies and reject cookies. If you choose to remove cookies or reject cookies, it may affect some features or services of our services.

If you have questions or comments about your privacy rights, you can write to us at info@readydesign.eu.

Controls for Features

Most web browsers and some mobile operating systems and mobile applications include a “DNT” (Do Not Track) feature or setting that you can activate to signal your privacy preferences not to have data about your online browsing activities collected. At this stage, no uniform standard for recognizing and implementing DNT signals has been finalized. As a result, we do not currently respond to browser DNT signals or any other mechanism that automatically communicates your choice not to be tracked online. If an online tracking standard is adopted that we must follow in the future, we will inform you of this practice in a revised version of this privacy notice.

California law requires us to inform you how we respond to browser DNT signals. Since there is currently no industry or legal standard for recognizing or honoring DNT signals, we do not respond to them at this time.

Do Residents of the United States Have Specific Privacy Rights?

In short: if you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Montana, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive information about the personal data we hold about you and how we processed it, correct inaccuracies, obtain a copy, or delete your personal data. You may also have the right to withdraw consent for processing your personal data. These rights may be limited in certain circumstances by applicable law. More information is provided below.

Categories of Personal Data We Collect

In the last twelve (12) months, we have not collected any categories of personal data.

Will Your Information Be Shared with Anyone Else?

We may disclose your personal data to our service providers based on a written agreement between us and each service provider.

We may use your data for our business purposes, such as conducting internal research for technological development and demonstration.

Your Rights

You have rights under certain U.S. data protection laws. However, these rights are not absolute, and in some cases, we may deny your request in accordance with the law. These rights include:

  • The right to know whether we are processing your personal data
  • The right to access your personal data
  • The right to correct inaccuracies in your personal data
  • The right to request the deletion of your personal data
  • The right to obtain a copy of the personal data you have previously provided to us
  • The right to non-discrimination for exercising your rights
  • The right to opt-out of the processing of personal data if it is used for targeted advertising (or sharing as defined by the California Privacy Act), selling personal data, or profiling in connection with decisions that have legal effects or similarly significant effects (referred to as “profiling”)

Depending on the state in which you reside, you may also have the following rights:

  • The right to obtain a list of categories of third parties to whom we have disclosed personal data (subject to applicable law, including the California Privacy Act and Delaware Privacy Act)
  • The right to obtain a list of specific third parties to whom we have disclosed personal data (subject to applicable law, including the Oregon Privacy Act)
  • The right to limit the use and disclosure of sensitive personal data (subject to applicable law, including California law)
  • The right to opt-out of the collection of sensitive personal data and personal data collected through voice or facial recognition features (subject to applicable law, including the Florida Privacy Act)

How to Exercise Your Rights

To exercise these rights, you can contact us by submitting a data access request via email at info@Readydesign.studio.

Under certain U.S. data protection laws, you may designate an authorized agent to submit a request on your behalf. We may deny a request from an authorized agent who does not provide proof that they are authorized to act on your behalf under applicable laws.

Verification of Request

Upon receiving your request, we will need to verify your identity to ensure that you are the same person about whom we have information in our system. We will only use the personal data provided in your request to verify your identity or authority to submit the request. However, if we cannot verify your identity based on the information we already have, we may ask you to provide additional information for the purposes of verifying your identity and for security or fraud prevention purposes.

If you submit a request through an authorized agent, it may be necessary to collect additional information to verify your identity before processing the request, and the agent will need to provide written and signed consent to submit such a request on your behalf.

Appeals

Under certain U.S. data protection laws, if we refuse to take action regarding your request, you may appeal our decision by emailing us at info@Readydesign.studio. We will inform you in writing of any actions taken or not taken in response to your appeal, including a written explanation of the reasons for the decision. If the appeal is denied, you may file a complaint with your attorney general.

California “Shine the Light” Law

California Section 1798.83, also known as the “Shine the Light” law, allows our users who are residents of California to request information regarding the disclosure of their personal data to third parties for direct marketing purposes and the names and addresses of all third parties with whom we have shared personal data in the preceding calendar year. If you are a California resident and wish to make such a request, please submit your request in writing using the contact details provided in the section “How can you contact us regarding this notice?”

Do Other Regions Have Specific Privacy Rights?

In short: you may have additional rights based on the country in which you reside.

Australia and New Zealand

We collect and process your personal data based on the obligations and conditions set forth by the Australian Privacy Act 1988 and the New Zealand Privacy Act 2020 (Privacy Act).

This privacy notice meets the notification requirements defined in both privacy acts, particularly: what personal data we collect from you, from which sources, for what purposes, and other recipients of personal data.

If you do not wish to provide the personal data necessary to fulfill their respective purpose, this may affect our ability to provide our services, in particular:

  • Offer desired products or services
  • Respond to or assist with your requests
  • Manage your account with us
  • Verify your identity and protect your account

At any time, you have the right to request access to your personal data or correction. You can make such a request by contacting us using the contact details provided in the section “How can you review, update, or delete the data we collect from you?”

If you believe we are unlawfully processing your personal data, you have the right to lodge a complaint regarding a breach of Australian privacy principles with the Office of the Australian Information Commissioner and a breach of New Zealand privacy principles with the Office of the New Zealand Privacy Commissioner.

Republic of South Africa

At any time, you have the right to request access to your personal data or correction. You can make such a request by contacting us using the contact details provided in the section “How can you review, update, or delete the data we collect from you?”

If you are dissatisfied with how we handle any complaint regarding our processing of personal data, you may contact the regulator’s office, whose details are:

Information Regulator (Republic of South Africa)

General inquiries: enquiries@inforegulator.org.za

Do We Update This Notice?

In short: yes, we will update this notice as necessary to remain compliant with applicable regulations.

From time to time, we may update this privacy notice. The updated version will be marked with an updated “modified” date at the top of this privacy notice. If we make significant changes to this privacy notice, we may notify you either by specifically publishing a notice of such changes or by directly sending a notification. We encourage you to check this privacy notice frequently to inform you of how we protect your information.

How Can You Contact Us Regarding This Notice?

If you are a resident of the European Economic Area or Switzerland, we are the “data controller” of your personal data. We have appointed Beata Skrzypiec as our representative in the EEA and Switzerland. You can contact her directly regarding the processing of information at info@readydesign.eu.

If you are a resident of the United Kingdom, we are the “data controller” of your personal data. We have appointed Beata Skrzypiec as our representative in the United Kingdom. You can contact her directly regarding the processing of your information at info@Readydesign.eu.

How Can You Review, Update, or Delete the Data We Collect from You?

Under the applicable laws of your country or state of residence in the U.S., you may have the right to request access to the personal data we collect from you, detailed information about how we processed it, correct inaccuracies, or delete personal data. You may also have the right to withdraw consent for the processing of personal data. These rights may be limited under applicable law in certain circumstances. To request a review, update, or deletion of personal data, please fill out and submit a data access request.